When it comes to business banking, atm services, merchant credit card payment processing, or small business funding, First Banking Center can help you in every which way. FBC has relationships with time tested and top tier service providers. Stop by one of our branches to learn more about what solutions we can offer you. If you need an atm, you need a pos system credit card processor or you need a loan for your business growth at FBC, we are here to help. Please visit any of the following websites to learn more about what services and solutions FBC can provide you with: merchantadvancefunding , CBD Merchant , Small Business Lending Sources . We work closely with those service providers who assist small businesses with growth and savings.

For businesses wanting to earn interest on their deposits while having FDIC insurance, First Banking Center offers you five savings plans to choose from.

Business Savings
Business Savings is designed for businesses that want to earn a competitive interest rate with a lower balance requirement. Monthly fees will be waived by maintaining a $200 daily collected balance.

Business Insured Indexed Money Market Savings
The interest rate on this account will allow your business to reach its goals while getting FDIC insurance and still having your money available at anytime. With the Insured Indexed Money Market Savings account, you will earn a higher interest rate, while maintaining a $1,000 average daily balance*. The fees will be waived when you maintain the balance requirement and make six or less withdrawals in a statement cycle.

Business Premium Money Market Savings
If want to earn an INCREDIBLE RATE OF INTEREST on your money, First Banking Center's Premium Money Market Savings account is the way to go. You will avoid all maintenance fees when you keep an average daily balance* of $25,000.

Business Certificates of Deposit
Get a high interest rate with a CD. You can choose from short or long term Certificates of Deposit with varying opening balance requirments.

Business CDARS Certificates of Deposit
Tired of having to work with multiple banks to keep your money FDIC insured? Now you can bring up to $30,000,000 to First Banking Center and still have the full amount FDIC insured.  In addition, you can earn the higher CD level returns on your money.

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Account pricing/activity limits may vary in certain locations. Please call your nearest branch for details.
For your protection, it is the policy of First Banking Center to prohibit check cashing, or cash back deposits, on checks made payable directly to your business. These checks will be accepted for deposit only.
Products could change at any time without notice. Contact a Personal Banker for our Schedule of Business Services information sheet for service fees.
Collected balance is cash in your account plus deposited checks that have been presented to the bank the check is drawn on and for which payment has actually been received by First Banking Center.
For interest bearing accounts: We reserve the right, at any time, to require not less than 7 days notice in writing before each withdrawal from an interest bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Current interest rates are available in the bank lobby and are subject to change without notice. They are solely determined by the bank.
Federal regulations limit pre-authorized, electronic, or telephone withdrawals to six per month. (In-house transactions are not included.)
*The average daily balance is the sum of the balances in the account for each day in the period (month or statement cycle) divided by the number of days in the period.