First Banking Center understands each business is unique. That's why we offer several checking accounts for whatever type of business you have.

Business Checking
If your business has high transaction volume and higher balances, you will find First Banking Center's Business Checking account to be advantageous. You will accumulate fees for all of the activity that clears your account. At the same time, you will receive an earnings credit** that may offset or completely eliminate the monthly fees.

Business Merchant Accounts
If you need to process credit card services like visa or mastercard, our bankcard division can assist you with all of your credit card processing needs. Free POS system and Free Credit Card Machines are available to most merchants. We also have a no-annual fee and no setup fees. Our network is compatible with many of the leading credit card merchant processors such as platforms like: PaymentSphere and UBC Bankcard. Get setup today for credit card merchant services today.

Small Business Checking     &     Micro Business Checking
Now you can get Free Checking and Free Money. With First Banking Center's Small Business Checking and Micro Business Checking accounts, you now have options to get your checking account for free. Additionally, you will receive cash rewards every time you use your business Check-Mate card for VISA purchases (non-PIN) debit transactions.

Business Checking With Interest*(Sole Proprietors)
Business Checking With Interest is specifically designed for Sole Proprietors. With this account, you will earn interest on the average collected funds. Sole Proprietors will avoid fees by having lower monthly activity on the account while maintaining a $1,000 average daily collected balance***.

Business Checking With Interest*(Non-Profits & Municipalities)
If your business is a non-profit organization or a municipality, Business Checking With Interest gives you unlimited check writing and no monthly fees when you maintain the minimum balance requirement.

Ag Business Checking
If you are in the agricultural industry and actively produce your own product, this may be a valuable account for you. With the Ag Business Checking, you will not receive a monthly maintenance fee when you maintain a $1,200 average daily collected balance*** or $10,000 in combined (including your personal FBC accounts) collected balances. You will also avoid the activity charges by staying within certain parameters. Additionally, you will receive several other free benefits with this account.

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Account pricing/activity limits may vary in certain locations. Please call your nearest branch for details.
For your protection, it is the policy of First Banking Center to prohibit check cashing, or cash back deposits, on checks made payable directly to your business. These checks will be accepted for deposit only.
Products could change at any time without notice. Contact a Personal Banker for our Schedule of Business Services information sheet for service fees.
Collected balance is cash in your account plus deposited checks that have been presented to the bank the check is drawn on and for which payment has actually been received by First Banking Center.
*For interest bearing accounts: We reserve the right, at any time, to require not less than 7 days notice in writing before each withdrawal from an interest bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Current interest rates are available in the bank lobby and are subject to change without notice. They are solely determined by the bank.
**Earnings credit is an allowance used to offset part or all of the service charges on an account. The earnings credit is calculated on the basis of the average collected balance in the account during a period and the earnings credit rate in effect at the time.
***The average daily balance is the sum of the balances in the account for each day in the period (month or statement cycle) divided by the number of days in the period.