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As business becomes more and more competitive, it is vital to take advantage of every tool available to keep your competitive edge. First Banking Center takes great pride in being able to assist you with a variety of cash management tools. You will find these services especially rewarding as they help you become more efficient and improve your bottom line profits.
Merchant Services
Increase your sales by enabling customers to make purchases with major credit
cards. With Merchant Credit Card Services, you can accept any or all charge and
credit cards, including MasterCard®, Visa®, American Express®, Discover®, Diners Club® and JCB® cards. Our Merchant Services are compatible with many of the more popular credit card processing platforms such as MerchantProcessor.com and ClarityUSA. Being that its so popular with these common merchant service platforms, you wont need to get a new terminal. You will get a monthly statement showing all of your deposits that are made electronically to your account. Your business is also provided with the very best in ongoing 24-hour, toll-free service and support that operates 365 days a year. With First Banking Center's Merchant Credit Card arrangements, you will benefit from having the latest trends in technology available to you.
Automatic Sweep Account
Reduce the daily monitoring you do of your cash flow and still maximize
the interest you earn and minimize the interest you pay with an Automatic
Sweep Account. The Sweep Account will automatically transfer idle cash from
your Business Checking account to an interest bearing account or to pay down
a commercial Line of Credit.
Automated Clearing House (ACH)
With ACH transactions you can create electronic credit and debit transactions.
This service provides you with a secure payment and collection of funds by
eliminating the use of checks and reducing the possibility of fraud. When
you make your ACH payments you will not only save postage costs, but you will
also reconcile your accounts faster and retain funds in your account for a
longer period of time. The ACH collection process will reduce your collection
calls through arranged payment schedules. You will also avoid making special
trips to the bank to deposit money. Additionally, ACH funds are available
immediately which will increase your earnings credit and reduce the charges
incurred on your Business Checking account.*
Zero Balance Account
You can eliminate forecasting and the guesswork of funding your disbursement
accounts with a Zero Balance Account. This account improves funds control
and productivity, eliminates risk of overdrafts and can help reduce short-term
borrowing. You will no longer have idle funds in your account with the automatic
transfer of funds from your regular checking account or Line of Credit as
checks are written or deposits are made to your Zero Balance Account.
Wire Transfers
You can move a large amount of collected funds quickly and safely with First
Banking Center's Wire Transfer services. With a Wire Transfer, you can transfer
funds domestically or internationally. Funds can even be transferred on the
same day you have instructed the bank to make the transfer.
Account Reconciliations
Reduce your administrative costs by utilizing First Banking Center's Account
Reconciliation service. You will trim down the time spent manually sorting
and tracking checks, allowing you to focus on increasing your business instead
of monitoring past business. Not only will this service increase accuracy,
but it also provides detailed reports and useful audit trails.
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