

Our agricultural lenders can truly understand your needs - many are farmers themselves. Come in and see for yourself all of the additional services we can provide for your farming operation.
Government Guaranteed and Sponsored Loan Programs
Those seeking the many services available through the Farm Service
Agency (FSA) Loan Guaranty Program, can take advantage of First Banking Center's
Preferred Lender Status. Our lenders are knowledgeable and experienced and
ready to help you through the Government Guaranty process. USDA Rural Development
Loan Programs offered through WHEDA are also available.
Crop Insurance
First Banking Center offers you a full line of crop insurance products that
can be custom-fit to your particular farming operation. All of our agricultural
lenders are prepared to answer your questions. We've also supplied additional resources here on our web site to provide you with the tools to evaluate your risk management options. See our detailed crop insurance section for more information.
Line of Credit
With a Line of Credit, you have access to cash whenever you need it, for whatever
you need*. Not only is it convenient, but there are
also flexible payment options available. With this predetermined Line of Credit,
you will have working capital available when you need it most. Your cash flow
cycle determines the usage and timing of principal payments. Monthly interest
payments are based on usage only. Interest rate is variable and tied to Prime.
Business Cash Advancements
First Banking Business Cash Advancements allow you to fund your business with short term financing.
These short term funding options allow you to get quick infusions of cash for your business. Little to no paperwork is required. Stop by one of our branches of apply at one of our merchant cash advance funders. See the following links for more information: link, link or link.
Financing for Machinery, Equipment & Other Fixed
Assets
First Banking Center's flexible financing options allow you to add the equipment
and machinery that you need to sustain growth and maintain profitability.
Interest rates are competitive and either fixed or variable. The amortization
of the note is determined by the useful life of the asset.
Real Estate Acquisition and Expansion
First Banking Center offers real estate acquisition and expansion loans with
long term amortizations. Construction loans for expansion or remodeling are
also available at favorable terms. Real estate mortgages can be set up as
renewable balloon notes based on either fixed or variable rates.
Other Credit Services
Our knowledgeable loan officers can also help you meet your other credit needs.
Letters of Credit, both domestic and international, are available. You will
also find First Banking Center's loan officers helpful for any of your Leasing
or Asset Based Borrowing needs.
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