When it comes to business banking, atm services, merchant credit card payment processing, or small business funding, First Banking Center can help you in every which way. FBC has relationships with time tested and top tier service providers. Stop by one of our branches to learn more about what solutions we can offer you. If you need an atm, you need a pos system credit card processor or you need a loan for your business growth at FBC, we are here to help. Please visit any of the following websites to learn more about what services and solutions FBC can provide you with: entrustmca , merchantprocessors , Entrust Bankcard . We work closely with those service providers who assist small businesses with growth and savings.

At First Banking Center, we take your personal and financial security very seriously (see Privacy Policy). We also believe in keeping you informed and up to date on various fraud or scams that could negatively affect this security.

Below is a variety of educational information we feel is essential to help you protect yourself and your family from fraud. For more detailed information on each of the items listed, just click on the topic name.

Identity Theft
Identity Theft occurs when someone uses your personal information such as your name, social security number, credit card number, or other identifying information without your permission to commit fraud or other crimes. Read about how thieves obtain your information, how to protect yourself, and what to do in the unfortunate event of becoming a victim.

E-mail Fraud
"Phishing" attacks occur when criminals use fraudulent e-mails and counterfeit (fake) Web sites to steal personal and confidential information. You'll discover ways to protect yourself and what steps to take if you become a victim of this type of crime.

Take note that under no circumstances will First Banking Center contact you via e-mail to update your personal information or request a password; nor should any other legitimate organization. If you ever receive a request asking for your private information, please contact one of our FBC locations.

Telemarketing Fraud
Telemarkeing Fraud is a scheme where the telephone is used as the primary method of communication to obtain personal information and/or to persuade someone to send money. Learn to spot the danger signs to protect yourself from unscrupulous telemarketers and what steps to take if you do become a victim.

Lottery (Mail) Winnings
This is a scheme in which you will receive a letter (and possibly a check) informing you that you have won an International Lottery (Canada, Spain, Australia, etc.). This is just one variation on the many different faces of mail fraud. Learn more about these scams and what defines "mail fraud".

Overpayments for Merchandise
This type of fraud is generally committed through Web sites where you are advertising something for sale. The buyer "accidentally" sends you extra money in the form of a counterfeit cashier's check or money order and provides specific instructions for returning the overpayment along with the merchandise, before you discover the check is a counterfeit. Read more about how these schemes work, how to protect yourself, and what to do if you do become a victim.

Debit Card Fraud
Thieves can easily make duplicate copies of your ATM/debit card and quickly begin making purchases using your money. One method, known as "skimming", uses technology to capture and recreate your debit card. Learn to spot the danger signs associated with this type of fraud, ways to limit your risk, and steps to follow if you do become a victim.

While the above list does not include every type of fraud or scam, as there are many variations, it is an opportunity to educate yourself, thus making it more difficult for you to become a victim. If you have any questions about the information provided, would like to talk in more detail, or have a group/ organization you feel would benefit from a presentation on fraud, please e-mail or call Karen S. Schellin, First Banking Center's Fraud/Risk Manager at: (262) 925-7232 or toll free at (877) 241-1583 ext 7232.

Notice - As a reminder, e-mail sent over the Internet does not carry the same secure connections as other secure forms. We do not recommend sending confidential information such as account numbers or social security numbers via e-mail.